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☆ Take these 3 ‘micro-risks’ to become more influential, says workplace expert: ‘You can start insanely small’
▼ + stars: | 2024-05-16 | by ( Megan Sauer | ) www.cnbc.com time to read: +3 min

Adults have felt more socially anxious and had more trouble forming relationships since the start of the Covid-19 pandemic, studies show. Here are three of her top micro-risks you can take to build more credibility, confidence and influence around the office. Ask for helpThe longer you work somewhere, the more it can feel like your colleagues expect you to know all the answers. If going directly to your new boss makes your skin crawl, enlist an "awkward army" — a small group of colleagues you trust — and compare notes, Pryor recommends. You could ask your army how to pronounce a co-worker's name, or how certain supervisors like reports formatted.

Persons: Pryor, —, you've, You'll Organizations: Regularly

☆ I'm an American living in Germany. In day care kids here use real utensils and brush their teeth before nap.
▼ + stars: | 2024-04-12 | by ( Naomi Kaye Honova | ) www.businessinsider.com time to read: +4 min

As one might imagine, there are a number of significant differences between German daycares and American daycares. AdvertisementThe cost of day care depends on where you liveThe costs for day care differ throughout Germany based on your location. In some areas, day care for children from either ages 1 and up or ages 2 and up is completely free. Another interesting thing is that kids brush their teeth before naptime at German day care — you'll see adorable little toothbrushes all lined up in the bathrooms. I've definitely observed with my own kids how their day care experiences made them more independent at home.

Persons: —, it's Organizations: Service, Business, Germany Germany Locations: American, Germany, German

☆ Buying a Rolex is easier than you think, an official retailer says
▼ + stars: | 2024-03-21 | by ( Jordan Hart | ) www.businessinsider.com time to read: +4 min

This story is available exclusively to Business Insider subscribers. A store director, Caitlin Hausser, walked Business Insider through how to buy a Rolex from William Barthman Jeweler in New York City. It's not as difficult to buy as other luxury accessoriesCaitlin Hausser told Business Insider that Rolex Daytona models were in the highest demand. "Rolex wants new clients," Hausser told BI. Hausser told BI that clients wouldn't have to pay for their new Rolex until it was time to pick it up.

Persons: —, Caitlin Hausser, William Barthman, Jordan Hart, Hausser, It's, Hermès Kelly, Birkin Organizations: Service, Business, New York Stock Exchange, Daytona, Rolex, Rolex Rolex Locations: Swiss, New York City, New York

☆ I taught at TOPGUN, and the flying and dogfighting seen in the 'Top Gun' movies are pretty darn realistic
▼ + stars: | 2024-03-16 | by ( Chris Panella | ) www.businessinsider.com time to read: +8 min

They worked in collaboration with the United States Navy, and all the flight scenes you see in both movies are pretty darn realistic. But the most demanding part of being a TOPGUN instructor for me wasn't the actual flying, like you see in "Top Gun" and "Top Gun: Maverick," but the lecture process as an instructor. You're flying every single day, Monday through Friday, and in many cases, twice a day. Depending on how dynamic your mission is — meaning how aggressive and fast you're flying — you'll likely be airborne for about an hour, doing basic flight maneuvers and the dogfighting you see in the "Top Gun" movies. As an instructor, you're having a real direct influence and ability there.

Persons: Guy Snodgrass, Defense James Mattis, It's, There's, Pete, Maverick, Mitchell, Russia's, Snodgrass, you've, We'd, you'll Organizations: Service, Communications, Defense, Hollywood, United States Navy, Business, Navy Locations: TOPGUN, Russian

☆ A 101-year-old former CEO shared his longevity advice: early retirement is 'stultifying,' and the Mediterranean diet is best
▼ + stars: | 2024-03-15 | by ( Jane Ridley | ) www.businessinsider.com time to read: +6 min

Read previewWhen I. Roy Cohen was born in 1922, his parents' farmhouse had no running water or electricity. Courtesy of I. Roy Cohen. AdvertisementHe said he learned a series of longevity lessons over the decades and shared some with BI. Courtesy of I. Roy Cohen. Courtesy of I. Roy Cohen.

Persons: —, Roy Cohen, " Cohen, Cohen, Joan, something's, munch, David Organizations: Service, Business Locations: New York

☆ How to maintain a good relationship with difficult parents, even if they keep disappointing you
▼ + stars: | 2024-03-14 | by ( Serafina Kenny | ) www.businessinsider.com time to read: +4 min

Maintaining a relationship with parents can be hard when you have different views and boundaries. Sarah Epstein shared four tips for maintaining a relationship with difficult parents. AdvertisementIt can be hard for adult children and parents to have a fulfilling relationship, especially if parents refuse to acknowledge or compromise on differences in opinion or lifestyle. and 'What level of involvement feels good for both parents and children and one another's worlds?'" Figure out how distant you're comfortable beingYou don't have to go completely no contact with your parents, Epstein said, because there are "gradations of estrangement."

Persons: Sarah Epstein, —, you've, Epstein, There's, — you'll Organizations: Service Locations: Texas

☆ A fund manager who's beaten 81% of his peers in the last decade shared the investing process that's made him so successful — and 3 growth stocks that are set to double
▼ + stars: | 2024-03-07 | by ( James Faris | ) www.businessinsider.com time to read: +4 min

Read previewFund manager Randy Gwirtzman may be hungry for fast-growing stocks, but he's no gambler. Gwirtzman carefully handpicks his stocks and then is patient with them, even if they're on the market's bad side. How to maximize returns while limiting riskWhen searching for stocks, Gwirtzman keeps his strategy simple. AdvertisementInstead of straying away from riskier stocks, Gwirtzman and his co-manager take steps to mitigate risk. Another way Gwirtzman manages risk is by strategically selling when an investment hits a certain price target or valuation threshold.

Persons: —, Randy Gwirtzman, Gwirtzman, downturns, Laird Bieger Organizations: Service, Business, Nvidia, Discovery Fund, Baron Discovery Fund Locations: riskier

☆ Actually, it's a bad idea to bring your 'whole self' to work
▼ + stars: | 2024-02-16 | by ( Henry Blodget | ) www.businessinsider.com time to read: +6 min

There's an idea going around that we should bring our "whole selves" to work. Only bring the parts of yourself that colleagues will perceive as respectful and professional and help you do your job. AdvertisementOne of the most bizarre work-culture trends in recent years is the theory that you should "bring your whole self to work." No one should bring their whole self to work. So, if you, too, enjoy communicating unprofessionally with friends, don't make the same mistake I did and bring that part of yourself to work!

Persons: I've, —, we're, we've, Harvey Weinstein's, We've, Travis Kelce's, Kelce, it's, Eliot Spitzer Organizations: Service, Kansas City Chiefs, Business, Wall, New York Locations: —

The student loan payment match program can benefit employees actively paying down student loan debt. The new student loan match program certainly can put employees in a better situation to start paying down student loan debt. How to get a 401(k) match for your student loan paymentInvesting platforms and third-party administrators have already begun adding student loan matches to existing employer-sponsored retirement plans. For example, Betterment launched a student loan 401(k) match benefit to its automated 401(k) plan, Betterment at Work. Secure 2.0 student loan match program — Frequently asked questions (FAQs)What is the Secure 2.0 Act student loan match?

Persons: —, Teresa Greenip, you'll, Greenip, Sarah Levy Organizations: Employers, Service, Federal, Education Data Initiative, IRS, Fidelity, Secure, Chevron Locations: Aspiriant, Chevron

☆ How to find a hobby
▼ + stars: | 2024-01-20 | by ( Diamond Naga Siu | ) www.businessinsider.com time to read: +7 min

But if that's not for you — or if you're struggling to find something to do outside of work — experts shared how to find a hobby. The big storyA guide to finding a hobbyRobyn Phelps/InsiderHaving a hobby can help people tackle their work and personal life with more energy. Treat finding a hobby like a projectYou likely won't find the perfect fit immediately, Laura Vanderkam, the author of "168 Hours: You Have More Time Than You Think," told me. Or if they're also trying to find a hobby, ask what the people around them do for fun. Be patient but proactiveAdvertisementVanderkam told me that finding a hobby just takes a bit of time, experimentation, and being open to different things.

Persons: —, that's, Robyn Phelps, I've, Alexis Haselberger, Laura Vanderkam, It'll, Vanderkam, Haselberger, they're, she's, Joey Hadden, andresr, Kornmesser NASA's James Webb, Gen, Patrick Pleul Organizations: Service, Business, Orient, Express, Volkswagen, Ford, Tesla, LinkedIn, ESO, ESA, Hubble, Kornmesser NASA's James Webb Space Telescope, IKEA, Getty, Ikea Locations: Venice, Brandenburg, Schönefeld, Dahme

☆ Don’t let the weekend get away from you
▼ + stars: | 2024-01-13 | by ( Diamond Naga Siu | ) www.businessinsider.com time to read: +8 min

The big storyDon't let the weekend get away from youJLPH / Getty ImageWeekends seem like such a simple concept — two days away from work. Plan "anchor events" for your weekendAdvertisementVanderkam defined an anchor event as something you want to do during the weekend — any activity that's loosely planned ahead of time. She recommends thinking of the weekend in five chunks: Friday night, Saturday day, Saturday night, Sunday day, Sunday night. People can experiment with balancing responsibilities and free time, she said, since creating a fulfilling weekend is so individualized and requires work. Haselberger recommends that people ask themselves: What can you do on the weekend that is outside of something that you would normally do to make the weekend feel like it was a prolonged period of time?

Persons: —, what're, Laura Vanderkam, Chris Madden, Vanderkam, Alexis Haselberger, Haselberger, Zack Frank, Elon, Oliver, ULA, Peregrine, Dermatologists, Alpha —, Ken Levine, Getty, Christian Petersen, Tyler Le, Tim Carman, Naga Siu, Dan DeFrancesco, Hallam Bullock, Jordan Parker Erb, Hayley Hudson, Lisa Ryan Organizations: Service, Business, Netflix, Amtrak, Getty, Washington Locations: Elon Musk's, Delaware, California, San Diego, New York, London, Edinburgh

☆ Chiefs-Dolphins playoff game on Peacock is a big test for streaming: Will people actually pay?
▼ + stars: | 2024-01-12 | by ( Peter Kafka | ) www.businessinsider.com time to read: +4 min

You won't see this weekend's Kansas City Chiefs-Miami Dolphins NFL playoff game on broadcast TV. It's a big change — and a test for Comcast: How many people will actually subscribe to a streamer to watch the NFL? AdvertisementThat's because last year, NBCUniversal paid the NFL $110 million for the rights to a streaming-only playoff game. (One exception: In 2015, cable channel ESPN aired a single playoff game.) At a press call with reporters earlier this week, NFL distribution executive Hans Schroeder wouldn't commit to whether the league would do more streaming-only playoff games next year: "This is a deal for this year, but it's an NFL playoff game.

Persons: — Peacock, It's, —, Taylor Swift, NBCUniversal, hasn't, Peacock, Hans Schroeder wouldn't Organizations: Kansas City Chiefs, Miami Dolphins NFL, Comcast, Service, Miami Dolphins, NFL, Business, ESPN, Kansas City, NBC Locations: America, Kansas, Miami

☆ The most important career question: 'What is success?'
▼ + stars: | 2023-12-15 | by ( Henry Blodget | ) www.businessinsider.com time to read: +5 min

Or "achieving X by X date or X age." AdvertisementBut the definition of "success" is and should be different for each of us. It is, in fact, similar to my own definition of success when I was your age. AdvertisementYour idea of 'success' may changeOf course, you may also find — and here's where it gets tricky — that your definition of success changes over time. But it is also a reasonable and achievable definition of success, especially later in life.

Persons: —, Gen Z, I've, Zers Organizations: Service, Business

The information for the following product(s) has been collected independently by Business Insider: U.S. Bank Altitude® Go Visa® Secured Card, U.S. Bank Altitude® Go Visa Signature® Card. U.S. Bank Altitude Go Secured Card Annual Fee and Other CostsThe U.S. Bank Altitude® Go Visa® Secured Card is a $0-annual-fee card. U.S. Bank Altitude Go Secured Credit Card ComparisonU.S. Bank Altitude Go Visa Secured Card vs. U.S. Bank Secured Visa CardThe U.S. Bank Altitude® Go Visa® Secured Card is a more appealing secured credit card overall because it offers rewards, while the U.S. Bank Secured Visa® Card is extremely straightforward, with no rewards, but if it's your only option it could be worth it to boost your credit score — you can worry about credit card points or cash back later. Discover it Secured CardBoth the U.S. Bank Altitude® Go Visa® Secured Card and the Discover it® Secured Credit Card offer rewards on your spending, but the Discover it® Secured Credit Card earns cash back. U.S. Bank Altitude Go Secured Frequently Asked Questions (FAQ)Is the U.S. Bank Altitude Go Secured card worth it?

Persons: you've, It's, You'll, HBO Max, Hulu, you'll Organizations: Business Insider, U.S, EV, Business, Netflix, Spotify, Bank, Go, Card, Quicksilver, Capital, U.S . Bank, Amazon, Amazon Prime, Apple Music, Apple, DirecTV, ESPN, HBO, MLB TV, NBA, NHL, Paramount, Showtime, Slacker, Starz, YouTube, Go Visa, Visa Locations: U.S, Luminary

Meta Quest headsets (formerly known as Oculus Quest) rarely go on sale, but Quest 2 bundles are being discounted at loads of different retailers. Note: Though the Quest 2 is officially called the "Meta Quest 2," many shoppers still refer to it by its original name, the "Oculus Quest 2." Meta Quest 2 $249.00 $299.99 Save 17% Walmart was the first to discount the Meta Quest 2 to the price that other major retailers have since price-matched. Meta Quest 2 $249.99 $299.99 Save 17% The Meta Quest 2 is still a hot VR headset to buy in 2023. Here are a few Quest 2 accessory deals you should check out:The best Meta Quest 3 Black Friday deals todayBest Value Meta Quest 3 $499.99 Newegg is one of the only retailers offering an exclusive incentive for buying the Quest 3 right now.

Persons: you've, That's, you'll Organizations: Meta, Walmart, Elite, YouTube, Amazon

Our experts answer readers' investing questions and write unbiased product reviews (here's how we assess investing products). As a financial planner, I've witnessed plenty of big investment mistakes. In my opinion as a financial planner, you need to invest if you want to grow wealth. Avoiding investments altogetherThere's no shortage of investment mistakes you can make. Have a strategic way to determine how much cash you truly need on hand — then consider investing the rest.

Persons: I've, —, Get, they'll, Warren Buffett Organizations: Service, SEC, Invest

☆ It's open enrollment season for health coverage. If you're self-employed, you can't afford to ignore it
▼ + stars: | 2023-11-13 | by ( Cheryl Winokur Munk | ) www.cnbc.com time to read: +6 min

Picking health insurance on your own — without the help of a human resources department — can be daunting. Instead of throwing up your hands in frustration, here are answers to questions self-employed individuals often have about open enrollment. Doing nothing will mean they are automatically reenrolled in last year's marketplace plan. How much health insurance costs the self-employed Cost will vary, depending on the plan you choose, who is covered and what subsidies you're eligible for. If you want more specific help, you can also choose to work with an agent or broker who is trained and certified to sell marketplace health plans in the state they are licensed.

Persons: Anthony Lopez, Alexa Irish, Laura Speyer, enrollees, Lopez, You'll Organizations: Getty, Centers, Medicare, Medicaid Services, U.S . Department of Health, Human Services, deductibles, state's Department of Insurance Locations: trepidation, eHealth

☆ Can anyone save the internet? Neal Agarwal is trying, one Hampster Dance at a time.
▼ + stars: | 2023-10-26 | by ( Brian Barrett | ) www.businessinsider.com time to read: +13 min

Internet Artifacts is the latest project from Neal Agarwal, the creative 25-year-old coder who launched neal.fun six years ago today. "I grew up at the tail end of that era of the internet," Agarwal said. Internet Artifacts has taken closer to three months. Internet Artifacts takes several touchstones of the anteplatformian internet and places them on literal digital pedestals. As delightful as Internet Artifacts is to click through, it also provides valuable context for Agarwal's larger ambition.

Persons: Neal Agarwal, Agarwal, antic, Steve Jobs, Jamie Cohen, It's, coders, he'd, —, Bill Gates, Josh Wardle, Neal, neal.fun, Brandon Chilcutt's, Jessa Lingel, Nicole He, Matthew Rayfield, Brian Moore, Wardle, what's, There's, Brian Barrett Organizations: today's, Adobe, Apple, Developers, MySpace, Facebook, Twitter, CUNY, Virginia Tech, Ripley's, The New York Times, Napster, University of Pennsylvania's Annenberg School for Communication, Immaculate Grid, MacWorld, Wired, Yorker Locations: Queens, Fairfax , Virginia, MSCHF, New York

☆ I moved my family from California to Texas 2 years ago. A friend warned me we would hate it — 6 months later, other families followed us.
▼ + stars: | 2023-10-25 | by ( Kiera Fields | ) www.businessinsider.com time to read: +7 min

Jian Jiao left the Bay Area in 2021 and moved his family to Austin, Texas. The Bay Area had a great job market for senior tech roles with many similar people around. AdvertisementAdvertisementAustin is expensive for Texas but cheap compared with the Bay Area. When my parents flew in from Beijing, they had multiple direct flights into the Bay Area. AdvertisementAdvertisementThe North Austin-South Austin divideMost of the new developments are in north Austin because that's where the tech hubs have been set up.

Persons: Jian Jiao, Jiao, Austin, —, we've, I've, it's, there's Organizations: Area, Service, BP, Google, Oracle, that's Locations: Austin , Texas, San Francisco, Austin, Sunnyvale, California, America, Orange County, Irvine, Southern California, Texas, Bay, Dallas, San Antonio, Houston, Beijing, South Austin

AdvertisementAdvertisementThe information for the following product(s) has been collected independently by Business Insider: Hilton Honors American Express Surpass® Card, Hilton Honors American Express Aspire Card. Customers who hold the mid-tier Hilton Honors American Express Surpass® Card or the premium Hilton Honors American Express Aspire Card will soon receive enhanced benefits – as well as increased annual fees. What you should know about the Hilton Honors Amex CardThe Hilton Honors Amex is the hotel chain's base-level credit card. If you reach the $2,000 spending requirement making Hilton hotel purchases, you could end up with 114,000 Hilton Honors points, since eligible Hilton purchases earn 7 points per dollar. If you're a heavy Hilton loyalist, consider the mid-tier Hilton Honors American Express Surpass® Card or the premium Hilton Honors American Express Aspire Card.

Persons: Hilton, —, David Slotnick, Amex, You'll, you'll Organizations: Business, Hilton, American, Hilton Honors, Service, Honors, U.S, Hilton Gold Locations: Bangkok, U.S, Hampton, Colombia, Mexico's Baja California

The Quest 2 controllers are a slightly refined update to the original Quest controllers, which feature separate grip and trigger buttons, three face buttons and a joystick. Start the Meta Quest app on your mobile device and sign into your account. Dave JohnsonFinally, tap Pair New Controller and tap the name of the controller (left or right) that you want to pair. Choose the kind of Meta Quest controller you want to pair and then follow the directions. Start the Meta Quest app on your mobile device and sign into your account.

Persons: Dave Johnson, you've, it's Organizations: Service, AA, Meta, Press Locations: Wall, Silicon

☆ Good news, BMW owners: You won't have to pay $18 to heat your seats after all
▼ + stars: | 2023-09-08 | by ( Kai Xiang Teo | ) www.businessinsider.com time to read: +3 min

A BMW executive told Autocar magazine the company will be ending its $18-a-month heated seat subscription. That includes the roughly $18 monthly fee — or $180 annually — to activate heated seats, which come pre-installed in these cars. "We thought that we would provide an extra service to the customer by offering the chance to activate that later, but the user acceptance isn't that high," Nota told Autocar during the IAA Mobility conference in Munich. Despite scrapping the seat-warming charges, Nota told Autocar the company still plans to go ahead with charging for other features — like $20-a-month driving assistance software. Automakers Ford and General Motors set a target annual revenue of at least $20 billion from software services by 2030.

Persons: Pieter Nota, It's, Nota, Trevor Noah, General Motors Organizations: BMW, Autocar, Service, IAA Mobility, Daily, Ford, General Locations: Wall, Silicon, Munich

AdvertisementAdvertisementRemember what it was like when your Meta Quest (formerly known as Oculus Quest) headset was brand new, right out of the box? A factory reset will wipe all the data off of the Oculus Quest, including account information, downloaded games, and content. Here's how to factory reset your Oculus Quest in two ways. AdvertisementAdvertisementHow to factory reset an Oculus Quest using the headset1. AdvertisementAdvertisementHow to factory reset an Oculus Quest using the iPhone and Android app1.

Persons: you'll Organizations: Meta

☆ I gave up my $2,100 apartment in Los Angeles and have been living as a digital nomad for 4 months. There are 4 major lessons I've learned along the way.
▼ + stars: | 2023-08-12 | by ( Kai Xiang Teo | ) www.businessinsider.com time to read: +5 min

Daniel Ferrer traded in the life of a desk worker for life on the road as a digital nomad. I didn't start out intending to be a digital nomad. Throughout my travels, I'm been working full-time as a customer success manager at a software company based in Los Angeles. Here are four life lessons I've learned from my time as a digital nomad. Being a digital nomad made me realize that I'm better off experiencing life than wearing myself down making as much money as I can.

Persons: Daniel Ferrer, Daniel, I'm, I've, Instagram Daniel Ferrer, Pamplona Bull, Daniel Ferrer The, Daniel Ferrer The Pamplona Bull, Oslo Pride Daniel Ferrer, we're, you'll, Ferrero Rocher, Apo, it's, who's Organizations: Service, Social, Oslo Pride, Vogue Locations: Wall, Silicon, Los Angeles, Bangkok, Southeast Asia, Europe, Central, South America, Pamplona, Daniel Ferrer The Pamplona, Kuala Lumpur, Instagram, Norway, Buscalan, Philippines

International credit scores generally do not transfer to credit scores in the US. Nova Credit allows immigrants from some countries to apply for credit with an international credit score. FICO VantageScore Payment history (35%) Payment history (40%) Credit balance (30%) Length & type of credit (21%) Length of credit history (15%) Percent of credit used (20%) New credit (10%) Total debt/balances (11%) Mix of credit accounts (10%) Recent credit behavior and inquiries (5%) Available credit (3%)How credit scores work internationallyOther countries have a credit scoring system that differs from the United States. Alternatively, you can use credit builder products like a secured credit card or credit builder loan, which don't require high credit scores to qualify. Transferring international credit scores frequently asked questionsWhat happens to my credit score if I move to another country?

Persons: Misha Esipov, TransUnion, you've Organizations: Nova Credit, Nova Credit's, American Express Locations: United States, America, Canada, Japan, Nova, Australia, Brazil, Dominican Republic, India, Kenya, Mexico, Nigeria, Philippines, South Korea, Spain, Switzerland, Chevron

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